Financial Reform Act of 2010

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Instructions
When corporations issue bonds they usually retain a credit rating agency to rate the bonds.  The rating agencies are paid by the corporation requesting the credit rating.

Prompt: Discuss the impact of the Financial Reform Act of 2010 on credit rating agencies.  Are they more objective since the enactment of the reform act?  What does this reform act mandate?
Requirements: 600 words minimum, APA 7th edition (including page numbers of reference), four peer-reviewed references are required (with website included in reference)

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